Share Draft - Checking
We believe that you should be treated fairly when you do your checking. So we not only have no or low monthly fees, we also make it less likely for you to be charged unexpected or excessive penalties if you ever overdraw your account. Find out more about our FAIR Checking Promise to you.
What checking is best for you?
Use this Checking Choice tool to select the best fit in checking. Then, to compare this account to other financial institutions, take along the Shopper's Guide that the Checking Choice tool will show you.
| Share Draft Rate1Sept. 1 - Sept. 9, 2010 |
| Minimum to Open | Current Rate | Annual Percentage Yield | | Checking Account | $ 252 | 0.10% | 0.10% |
What makes NEFCU Checking Valuable?
CheckMate Debit Card Works like a check and an ATM card combined. Accepted wherever Visa is honored. Allows you to get cash back when used for a purchase at many locations. Personalize your debit card with your own photo!
ATM Access No surcharge at our ATMs. No surcharge at the Falcon or SUM ATM networks.
PC Banking & BillPay Online access to real-time detail.
TeleBranch Phone a live representative for assistance, Mon.-Fri. 7-7, Sat. 9-3.
Accountline 24/7 access allows you to inquire and transact on your accounts by phone.
Account Alerts Get an email when your balance reaches a certain level, when a check clears or when a payroll deposit is received.
Branch Convenience Seven convenient locations. Harvest Lane (in Williston) is open Mon.-Fri. 7-7, Sat. 9-3, and the drive-up teller window is open Sun. 11-3.
Overdraft Protection Avoid NSF (non-sufficient funds) fees. Designate a Share (savings), Power, or Line of Credit account as back up for your checking account. Free for members with more than $25,000 in loans and/or deposits; otherwise there is a $1 or $2 fee, depending on your Participation Rewards level. Call 800-400-8790 to have overdraft protection set up today.
Your deposits are federally insured up to $250,000 per member by the National Credit Union Administration. Additional coverage may apply based on ownership of account - click here for details and restrictions.
Check Reordering is easy online (through PC Banking) or by phone (800-400-8790) or mail.
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